Terms of Use

Last modified:June, 2024


By accessing this website, you are agreeing to be bound by these website Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and Trademark Law.


Permission is granted to temporarily download one copy of the materials (information or software) on Biz-Pay, LLC hereafter known as Biz-Pay, website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

a. Modify or copy the materials:
  1. Use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
  2. Attempt to decompile or reverse engineer any software contained on Biz-Pay’s website.
  3. Remove any copyright or other proprietary notations from the materials; or
  4. Transfer the materials to another person or “mirror” the materials on any other server.
b. This license shall automatically terminate if you violate any of these restrictions and may be terminated by Biz-Pay at any time.

Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.


The materials on Biz-Pay’s website are provided “as is”. Biz-Pay makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Biz-Pay does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.


In no event shall Biz-Pay or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Biz-Pay’s Internet site, even if Biz-Pay or a Biz-Pay authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.


The materials appearing on Biz-Pay's website could include technical, typographical, or photographic errors. Biz-Pay does not warrant that any of the materials on its web site are accurate, complete, or current. Biz-Pay may make changes to the materials contained on its web site at any time without notice. Biz-Pay does not, however, make any commitment to update the materials.


Biz-Pay has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Biz-Pay of the site. Use of any such linked website is at the user's own risk.


Biz-Pay may revise these Terms of Use for its website at any time without notice. By using this website, you are agreeing to be bound by the then-current version of these Terms and Conditions of Use.


Biz-Pay, is a Delaware Limited Liability Company which is headquartered in Pennsylvania and registered as a foreign corporation with the Commonwealth Secretary of State. This Agreement shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania.


By indicating your agreement to these terms (for example, by clicking the button) you represent that you are authorized on behalf of yourself and the business listed in your application (collectively, the “Applicant”) to make and submit representations regarding the Applicant. You authorize Biz-Pay, its representatives, subsidiaries, and affiliates (collectively, “Biz-Pay” or “we”) and its trusted partners to conduct, obtain, receive, and process a review of me and/or my business as Biz-Pay or a Trusted Partner considers appropriate to process my application for business-purpose financial products.

As part of this review, I authorize Biz-Pay and each of the Trusted Partners to obtain consumer/personal and/or business and investigative financial and credit reports from one or more consumer reporting agencies (such as TransUnion, Experian and Equifax) and from other credit bureaus, banks, creditors and other third parties. I further authorize and understand that Biz-Pay and each Trusted Partner, respectively and individually, may obtain statements from creditors, financial institutions, and other third parties, as well as other information about me and my business, including credit card processor statements and bank statements.

I authorize that Biz-Pay and/or each Trusted Partner to obtain my credit report, during review of any application submitted via biz-pay.com, including any subdomains thereof, during the closing of any financial product, or at various times during the term of my financial product(s) in connection with its servicing or enforcement. This authorization shall constitute my written instructions under the Fair Credit Reporting Act. I further authorize Biz-Pay and each Trusted Partner to contact third parties to verify any information provided in my credit report or otherwise submitted to Lendio or its Participating Institutions in connection with my application for financial products.

I confirm that the information I have provided to Biz-Pay as part of my application, as well as any subsequent information that might be submitted as part of my application, is true and correct and may be relied upon by Biz-Pay and the Trusted Partner in their consideration of my application. Any misrepresentation that I make in conjunction with the information I submit may be viewed as fraud, and as such may be punishable by law.